:root{--navy:#0b2748;--gold:#c89b3c;--ink:#263547;--soft:#f5f7fa;--line:#d9e0e8}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.55}
a{color:inherit}.container{width:min(1160px,92%);margin:auto}.topbar{background:var(--navy);color:#fff;font-size:14px;padding:9px 0}
.topbar .container{display:flex;justify-content:space-between;gap:18px;align-items:center}.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:13px 0}.brand img{width:260px;max-width:42vw;display:block}
.main-nav{display:flex;gap:18px;align-items:center;font-weight:700;font-size:13px}.main-nav a{text-decoration:none}.main-nav a:hover,.main-nav a.active{color:var(--gold)}
.btn{display:inline-block;text-decoration:none;border-radius:7px;padding:12px 18px;font-weight:800;border:0;cursor:pointer}.btn-gold{background:var(--gold);color:#fff}.btn-navy{background:var(--navy);color:#fff}.btn-outline{border:1px solid var(--navy);background:#fff;color:var(--navy)}
.mobile-nav{display:none}.hero{background:linear-gradient(135deg,#f8fafc,#edf3f8);padding:62px 0}.hero-grid{display:grid;grid-template-columns:1.15fr .72fr;gap:48px;align-items:center}
.eyebrow{font-weight:800;color:var(--gold);letter-spacing:.08em}.hero h1,.page-hero h1,h2,h3{font-family:Georgia,serif;color:var(--navy)}.hero h1{font-size:52px;line-height:1.05;margin:10px 0 14px}.gold{color:var(--gold)}
.lead{font-size:21px}.callbox{margin-top:24px;display:flex;gap:12px;flex-wrap:wrap}.rep-panel{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;box-shadow:0 14px 34px rgba(0,0,0,.08)}
.rep-panel img{width:100%;display:block}.rep-caption{padding:14px;text-align:center;font-weight:700;color:var(--navy)}
.promise-bar{background:var(--navy);color:#fff}.promise-grid{display:grid;grid-template-columns:repeat(4,1fr);text-align:center;font-weight:700}.promise{padding:20px 12px;border-right:1px solid rgba(255,255,255,.18)}
.section{padding:58px 0}.section.soft{background:var(--soft)}.center{text-align:center}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:28px}
.card{border:1px solid var(--line);border-radius:14px;padding:25px;background:#fff}.card h3{margin-top:0}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:28px}
.step{padding:22px;border-left:5px solid var(--gold);background:#fff;border-radius:8px}.step strong{color:var(--navy)}
.page-hero{background:var(--navy);color:#fff;padding:48px 0}.page-hero h1{color:#fff;margin:0 0 8px;font-size:42px}.notice{border:1px solid #d8e7db;background:#f7fbf8;padding:18px;border-radius:10px}
.footer{background:#081d35;color:#fff;padding:34px 0}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:24px}.small{font-size:12px;opacity:.84}.tagline{text-align:center;color:var(--gold);font-family:Georgia,serif;margin-top:22px}
@media(max-width:850px){.main-nav{display:none;position:absolute;top:78px;left:4%;right:4%;background:#fff;border:1px solid var(--line);padding:18px;flex-direction:column;align-items:flex-start;box-shadow:0 10px 25px rgba(0,0,0,.12)}.main-nav.open{display:flex}.mobile-nav{display:inline-block}.hero-grid,.cards,.steps,.footer-grid{grid-template-columns:1fr}.promise-grid{grid-template-columns:1fr 1fr}.hero h1{font-size:40px}.brand img{max-width:60vw}.topbar .container{flex-direction:column;align-items:flex-start}}